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How transaction sourcing and classification works

WorkMade uses your job type, spending patterns, and connected accounts to automatically detect write-offs and update your taxes instantly.

Nick Simpson avatar
Written by Nick Simpson
Updated over 2 weeks ago

When you swipe your WorkMade card—or connect a business or personal card—we go beyond the merchant name.

Here’s what we use to figure out what counts as a write-off:

  • The gigs you told us about during onboarding

  • Your location and industry-specific tax rules

  • Platform data (Upwork, Stripe, Uber, etc.)

  • The merchant category, timing, and amount

  • Your past behavior and tagging patterns

  • AI prompts and real-time confirmation if it’s unclear


What happens behind the scenes:

  1. We log the transaction in your Activity Feed

  2. We check it against common write-offs for your job(s)

  3. If it qualifies, we tag it as deductible and update your taxes

  4. If not, we mark it as personal—or prompt you to confirm

If it’s from a linked external card, you’ll see it in the Linked tab and can tag it with one tap.

This isn’t guesswork. It’s intelligent, accurate classification designed to save you money.

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