Most freelancers start out using their SSN (Social Security Number) when filling out tax forms or sending invoices. But once you form an LLC, you’ll want an EIN (Employer Identification Number)—and here’s why it matters:
Why use an EIN instead of your SSN?
Protect your identity
Your SSN is tied to your credit, your accounts, and your entire personal life. Using it on invoices or W-9s increases your risk of identity theft. An EIN keeps your personal data private.Look more professional
Clients and platforms expect real businesses to use EINs. It’s a signal that you’re running a legitimate operation.It’s required for business banking
If you want a proper business account (which WorkMade provides), you’ll need an EIN.Keeps your finances clean
Taxes, bookkeeping, and write-offs are easier when your business has its own ID and structure.
Safer invoicing tip:
When you use WorkMade to send invoices (coming soon), we’ll always recommend using your EIN instead of your SSN. It’s safer, cleaner, and more professional.
TL;DR: Your SSN works if you’re starting out. Your EIN protects you once you’re serious.